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Data Analyst - Credit Eligibility

M-KOPA
1 months ago
Lagos
Hybrid
High Credibility

Job Description

A Product/Business Data Analyst role focused on building and improving loan eligibility criteria and underwriting frameworks to drive credit access while managing risk.

What you will be doing?

  • Analyze repayment data and other sources to continuously improve loan eligibility criteria while managing credit risk
  • Refine loan pricing based on credit analysis and customer behavior, and test new loan types to understand demand and performance
  • Monitor credit performance to detect risk shifts, use Python and SQL for data analysis, and collaborate with data scientists on machine learning models for eligibility decisions

Who You Are

  • Several years of experience in analytical roles with strong statistical modeling, quantitative analysis skills, and fluency in Python and SQL
  • Ability to translate complex data insights into actionable business strategies with strong data communication skills (written, oral, visual)
  • Cross-functional collaborator with strong interpersonal skills; experience in credit, underwriting, or lending analytics is a plus

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  • Direct Application
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